As simple as self-storage seems, life can complicate most anything, even moving. Our Olympia self-storage is no different and questions often come up like what happens if someone dies and can no longer pay their bill? How does divorce affect your self-storage experience? What happens if your unit is under foreclosure? These are all great questions and we at Extra Storage are here to answer them.
Dividing in a Divorce
When going through a divorce, most storage facilities only care about whose name is on the contract, not whose property is inside the storage units. If there is a dispute about the property in the unit, it’s best to have it handled by the court. This will ensure that the separation of assets is properly taken care of and doesn’t put the storage manager in the middle. Whatever the courts decide in the divorce process, the facility management must comply with it. If the assets can be divided civilly without court interference, we recommend doing so.
Death and Family Rights
While in most states the family is able to access their loved one’s storage units after they’ve passed, it can only be done when the family members require no access from the facility manager. You will need the code or access key in order to get in and get the belongings. Also, rent must still be paid after the owner's death to avoid foreclosure. At Extra Storage, we highly recommend getting in as soon as possible to clear out the unit. To obtain access without a key, family members must provide the death certificate and a court order to the facility manager.
Storage Unit Foreclosure
Sometimes people simply forget to update their billing information when they get a new credit card and auto pay stops. If the storage facility you store with doesn’t have current contact information, your unit could go into foreclosure. The easiest way to avoid self-storage foreclosure is to know what is in your contract and keep everything up-to-date. If not, your unit will go into default and you will no longer be able to access it. After multiple attempts to contact you, your unit will be auctioned off. If the auction doesn’t make enough to pay off outstanding debt, the bill will be sent to collections and affect your credit.
All of us at Extra Storage know how difficult these scenarios can be and will do anything in our power to help. It’s important you know what to expect and how to deal with these situations as they arise. Now that we’ve got the tough stuff covered, check out our Olympia storage units and find the perfect storage unit for you.